Chanz terms review for players in Estonia

Before using Chanz, check which documents you may need and which terms apply to your chosen withdrawal method. This review is based on Chanz's terms of use version 3.3, its FAQ and its responsible gambling rules, with a source for every statement.

Facts checked
Status
published
Operating company
Dreambox Games OÜ
Licence
MTR

What we checked

Chanz combines a claim of bank withdrawals within seconds with specific controls for deposits, losses and session length. That gives players concrete details about both taking money out and managing time on the site. Operated by Dreambox Games OÜ, it also states a complaint window of up to two weeks. Administration costs may apply to withdrawals, so the speed claim needs to be considered alongside the possible charge.

When checked, www.chanz.ee redirected to casino.chanz.com, the English version of the site. We read the terms of use, the FAQ, the responsible gambling page and the welcome offer rules. How to match the domain against the EMTA list is explained in the licence check guide.

The editor has deposited and withdrawn money at every casino in the catalogue. Results of individual payouts (date, method and time to arrive) are added to the reviews as they are written up.

Fast bank transfers with a cost caveat

Chanz describes bank withdrawals as arriving within seconds. The review also allows for administration costs, so speed should not be confused with a free transfer. Its named deposit, loss and session limits give a clearer picture of account controls than a general reference to responsible play.

DetailWhat the review says
Bank transfer speedBank withdrawals within seconds
Possible administration chargeAdministration costs may apply
Controls you can identifyDeposit, loss and session limits
Complaint response windowUp to 2 weeks

Registration and documents

In Estonia betting is allowed from 18 and games of chance from 21.

Initial verification uses Smart-ID or Mobile-ID. For deposits or payments above €2,000 the operator checks identity, age, residence and source of income, and may ask for a passport or ID card, a utility bill under 3 months old (or an eesti.ee extract) and a bank statement.

The €2,000 threshold counts single or related transactions, so if you plan larger amounts, have the documents ready in advance.

Deposits and payment methods

You can deposit from a bank account, a card or a Skrill e-wallet. The money must come from your own account. The terms give no minimum or maximum deposit, they say limits are shown on the site.

Withdrawals and timelines

According to Chanz, payouts reach a bank account within seconds, a card within 1 to 5 banking days and Skrill within a couple of hours.

Withdrawals go only to your own account, card or e-wallet, by the same method used to deposit. Before withdrawing, you must have wagered at least the total of your deposits since the last withdrawal. A player who has never made a deposit can withdraw at most €250 in total.

The terms allow administrative costs on withdrawals as shown on the site, no amount is stated in the terms. No minimum withdrawal is stated in the rules and FAQ examined.

The same-method rule means that if you deposit by card, the payout goes back to the card, which Chanz says takes up to five banking days. For a fast payout to your account, deposit from your bank account.

Bonus terms

Free-spin winnings must be wagered 35 times within 30 days, minimum deposit €10, maximum bet €2, cash-out capped at €500, and only slots count.

Until wagering is complete, neither the deposit nor the winnings can be withdrawn.

Support

Support is by chat and e-mail, opening hours are not stated in the FAQ. Claims must be made within three months of the transaction, the operator handles them within two weeks at most.

Limits and restrictions

Deposit, net loss, loss (Estonia only) and session limits are available. Lowering a limit applies at once, raising it takes 48 hours. Self-exclusion runs from 24 hours to 6 months.

Chanz also accepts applications for the national gambling restriction (HAMPI) and forwards them to EMTA. How that restriction works is explained in the guide on limits and self-exclusion.

Summary

Strengths on paper: a stated payout to a bank account within seconds, three withdrawal methods, the main limits with a 48-hour wait for increases, and complaints handled within two weeks.

Points to weigh: no minimum withdrawal is stated, inactive accounts are charged €5 a month after 12 months, support hours are not published.

The score card shows how these points become a score. For other casinos, see the rating.

Questions about the operator

How long does a withdrawal take?

According to Chanz, payouts reach a bank account within seconds, a card within 1 to 5 banking days and Skrill within a couple of hours.

Can I withdraw by a different method than I deposited?

Withdrawals go only to your own account, card or e-wallet, by the same method used to deposit. Before withdrawing, you must have wagered at least the total of your deposits since the last withdrawal.

Is there a fee for inactive accounts?

An account becomes inactive after 12 months without a login, then €5 a month is deducted while there is a balance. Notice is given 30 days ahead.

Sources (6)

Facts on this page come from the sources below. The access date is the day the source was opened while preparing the text.

  1. Chanz: casino home page accessed: 2026-10-25
  2. Chanz: terms of use, version 3.3, 25 February 2025 source updated: 2025-02-25; accessed: 2026-10-25
  3. Chanz: FAQ accessed: 2026-10-25
  4. Chanz: first deposit bonus rules accessed: 2026-10-25
  5. Chanz: play responsibly accessed: 2026-10-25
  6. EMTA: List of legal gambling operators source updated: 2026-10-22; accessed: 2026-10-25